When should I start to think about leaving a legacy?

We Focus on More than Just Your Finances

Leaving a Legacy is not the same as leaving an inheritance. At IPS Advisors, our Legacy and Wealth Planning team addresses much more than just the value of your assets.

Our Legacy and Wealth Planning process not only takes your financial situation into consideration, but also identifies other key factors that are important to building your family and/or your business Legacy. We address philanthropic goals, family history, as well as what values you want to instill through your Legacy. At IPS Advisors, we walk you through the processes designed to help reduce risk, grow and transition wealth, as well as perpetuating family values for future generations to come.

The IPS Advisors Planning Process

  • We ask the right questions to clarify the goals, values, and objectives for your plan.
  • We analyze your current situation and make recommendations.
  • We research and customize a plan designed to help achieve your goals.
  • We implement your plan and ensure that all aspects have been met to your satisfaction.
  • We actively manage changes to your plan as your life changes.

How Our Planning Process Helps You

  • We help you provide financial independence for your family, potentially for generations to come.
  • We help you align your wealth with your life purpose.
  • We help reduce the impact of taxes - estate, personal and/or corporate.
  • We take steps designed to help increase investment return.
  • We identify and help reduce risk.
  • We provide you with business succession and exit strategies.
  • We work to find ways to help increase your retirement income.

This material is for informational purpose only and is not meant as tax or legal advice. Please consult with your tax or legal advisor regarding your personal situation. NFP does not provide legal or tax advice.

Due to the relatively short period of time the life settlement market has existed, the market is currently loosely regulated and the number of bidders for any marketed policy may be limited. Prior to selling a policy, the insured should consider factors such as the continued need for insurance coverage, whether there are plans to replace the existing policy with another policy, how the sale of the policy will impact estate plans, and the availability of new insurance as well as the cost of comparable coverage. Where relevant, tax implications must also be taken into consideration.

Loans and withdrawals from insurance policies may generate an income tax liability, reduce available cash value and reduce the death benefit or cause the policy to lapse. Early withdrawals and other distributions of taxable amounts may be subject to ordinary income tax, a surrender charge, and if taken prior to age 59 ½, a 10% federal tax penalty may apply.

All guarantees are subject to the claims paying ability of the issuing insurance company.

To ensure compliance with requirements imposed by the IRS under Circular 230, we inform you that any U.S. Federal tax advice contained in this communication, unless otherwise specifically stated, was not intended or written to be used, and cannot be used, for the purpose of (1) avoiding penalties under the Internal Revenue Code or (2) promoting, marketing, or recommending to another party any matters addressed herein.

Securities offered through Registered Representatives of NFP Securities, Inc., A Broker/Dealer and Member FINRA/SIPC Investment Advisory Services offered through Investment Advisory Representatives of NFP Securities, Inc. a Federally Registered Investment Advisor. IPS Advisors, Inc. is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc. This site is published for residents of the United States only. Registered representatives and investment advisor representatives of NFP Securities, Inc. may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed. Not all of the products and services referenced on this site are available in every state and through every representative or advisor listed.

For additional information, please contact the NFP Securities, Inc. Compliance Department at 512.697.6000

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